| Question | What debt does Urban Drainage have? |
| Answer | The Urban Drainage & Flood Control District is a “pay as you go” operation. Therefore, the District has zero debt. |
| Question | Why am I required to pay the Urban Drainage Mill Levy? |
| Answer | The State legislature passed a law that states the Mill Levy will be assessed to all residents within the boundaries of the Urban Drainage and Flood Control District. The funds are spread out to all communities. |
| Question | What is the current Mill Levy for my county? |
| Answer |
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| Question | How much will the Mill Levy increase next year? |
| Answer | Any increase to the Mill Levy is limited by TABOR and the State. The maximum increase per year is usually between 5.5 % and 6%. |
| Question | Where can I find floodplain or FEMA maps? |
| Answer | FEMA flood insurance rate maps (FIRMs) can be found on-line, or you can call the FEMA help line at 1-866-336-2627. UDFCD floodplain maps can be found on our website. |
| Question | How do I know if my property/house is in the 100-year floodplain? |
| Answer | There are various sources that may be checked to see if a floodplain map exists for your community. Flood Insurance Rate Maps published by the Federal Emergency Management Agency (FEMA) are available on-line, or you can call the FEMA help line at 1-866-336-2627. You can also contact your community (City, Village or Township), or your local library. |
| Question | My lender says I have to purchase flood insurance because my house is in the floodplain (special flood hazard area), how can I prove that I am not in the floodplain?
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| Answer | To demonstrate that your house is not in the floodplain, the first thing is to get a copy of the Flood Insurance Rate Map (FIRM) for your community. If your house is shown to be within the special flood hazard area on the map, the lender must require the purchase of flood insurance. If only a portion of your property is within the floodplain, but the house is not in the floodplain, there are no federal requirements for the purchase of flood insurance, although the lender may still require it.. If you feel that the FIRM does not show your house to be within the special flood hazard area, you should contact your lender to make sure that they have correctly located your property and your house. If the house is shown to be within the floodplain on the FIRM, the only way to remove the flood insurance purchase requirement is to apply to FEMA for a letter of map amendment (LOMA). A LOMA requires that the property owner submit elevation information that demonstrates that the structure is above the 100-year flood elevation. The elevation certificate and the LOMA application can be downloaded from FEMA's website. If the house was constructed before the date of the FIRM, it would have to be shown that the lowest ground elevation next to the house is above the 100-year flood elevation. If the house was constructed after the date of the FIRM, it would have to be demonstrated that the lowest ground elevation next to the house, and the lowest floor elevation (including basement) are above the 100-year flood elevation. If you have questions on the LOMA process, you can also call the FEMA's toll-free help line at 1-877-336-2627. |
| Question | Do you supply water/sewer service to my home? |
| Answer | The Urban Drainage and Flood Control District does not supply these services to any homeowner. Check with your local government and they may help you find who supplies these services to you. |
| Question | Does the District provide maintenance for facilities in my area? |
| Answer | Yes. You can find the maintenance information on our website under Design, Construction and Maintenance 2009. |
